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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $661,612 | $77,814+750.3% | $158,223+318.2% | $86,983+660.6% |
| Participation rate | 98.5% | 68.4%+30.1pp | 79.2%+19.3pp | 69.5%+29.0pp |
| Annual return | 14.34% | 30.54%-16.2pp | 52.09%-37.7pp | 25.83%-11.5pp |
| Employer contribution / active EE | $31,979 | $2,592+1133.7% | $4,109+678.3% | $2,584+1137.3% |
| Participant deferral / active EE | $10,327 | $3,270+215.9% | $5,467+88.9% | $4,194+146.3% |
| Admin fee / account holder | $82,571 | $5,879+1304.4% | $16,047+414.6% | $7,856+951.1% |