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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,970 | $81,276+383.5% | $155,574+152.6% | $80,925+385.6% |
| Participation rate | 96.2% | 66.2%+30.0pp | 78.2%+18.0pp | 67.7%+28.6pp |
| Annual return | 10.33% | 33.36%-23.0pp | 64.87%-54.5pp | 35.65%-25.3pp |
| Employer contribution / active EE | $22,966 | $3,103+640.1% | $4,676+391.2% | $2,756+733.2% |
| Participant deferral / active EE | $15,164 | $3,453+339.2% | $5,629+169.4% | $4,299+252.8% |
| Admin fee / account holder | $154,992 | $7,993+1839.0% | $15,914+873.9% | $6,940+2133.3% |