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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,694 | $76,407+513.4% | $150,298+211.8% | $82,448+468.5% |
| Participation rate | 94.4% | 66.4%+28.0pp | 77.8%+16.7pp | 68.1%+26.4pp |
| Annual return | 16.40% | 39.99%-23.6pp | 62.79%-46.4pp | 41.64%-25.2pp |
| Employer contribution / active EE | $22,047 | $2,614+743.4% | $4,154+430.7% | $2,551+764.3% |
| Participant deferral / active EE | $14,309 | $3,214+345.2% | $5,453+162.4% | $4,139+245.7% |
| Admin fee / account holder | $14,394 | $6,352+126.6% | $14,116+2.0% | $7,234+99.0% |