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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,970 | $81,358+383.0% | $155,556+152.6% | $80,959+385.4% |
| Participation rate | 96.2% | 66.3%+30.0pp | 78.2%+18.0pp | 67.7%+28.6pp |
| Annual return | 10.33% | 33.39%-23.1pp | 64.84%-54.5pp | 35.67%-25.3pp |
| Employer contribution / active EE | $22,966 | $3,106+639.3% | $4,675+391.2% | $2,757+733.0% |
| Participant deferral / active EE | $15,164 | $3,455+338.9% | $5,631+169.3% | $4,300+252.6% |
| Admin fee / account holder | $154,992 | $7,994+1838.9% | $15,885+875.7% | $6,925+2138.0% |