Filed May 27, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $831,854 | $91,194+812.2% | $178,486+366.1% | $79,860+941.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 9.62% | 24.19%-14.6pp | 151.08%-141.5pp | 31.72%-22.1pp |
| Employer contribution / active EE | $40,139 | $3,256+1132.8% | $5,011+701.0% | $2,471+1524.4% |
| Participant deferral / active EE | $2,205 | $3,236-31.9% | $5,202-57.6% | $3,740-41.0% |
| Admin fee / account holder | $65,542 | $6,751+870.8% | $13,985+368.7% | $5,306+1135.1% |