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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,530 | $84,236+59.7% | $170,435-21.1% | $70,126+91.8% |
| Participation rate | 96.3% | 70.8%+25.5pp | 83.6%+12.7pp | 69.5%+26.8pp |
| Annual return | 16.47% | 23.06%-6.6pp | 205.94%-189.5pp | 73.15%-56.7pp |
| Employer contribution / active EE | $5,364 | $3,387+58.4% | $5,432-1.3% | $2,343+129.0% |
| Participant deferral / active EE | $4,619 | $3,086+49.7% | $4,939-6.5% | $3,332+38.6% |
| Admin fee / account holder | $9,532 | $5,698+67.3% | $13,881-31.3% | $4,645+105.2% |