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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,839 | $76,407+245.3% | $150,298+75.5% | $82,448+220.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 15.81% | 39.99%-24.2pp | 62.79%-47.0pp | 41.64%-25.8pp |
| Employer contribution / active EE | $6,667 | $2,614+155.0% | $4,154+60.5% | $2,551+161.4% |
| Participant deferral / active EE | $8,799 | $3,214+173.7% | $5,453+61.4% | $4,139+112.6% |
| Admin fee / account holder | $16,464 | $6,352+159.2% | $14,116+16.6% | $7,234+127.6% |