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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,258 | $202,342-10.4% | $172,753+4.9% | $152,909+18.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.16% | 1029.88%-1013.7pp | 803.00%-786.8pp | 345.46%-329.3pp |
| Employer contribution / active EE | $2,020 | $5,857-65.5% | $5,144-60.7% | $4,764-57.6% |
| Participant deferral / active EE | $207 | $5,948-96.5% | $5,198-96.0% | $5,851-96.5% |
| Admin fee / account holder | $4,080 | $17,112-76.2% | $13,956-70.8% | $11,601-64.8% |