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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,598 | $217,432+108.2% | $185,851+143.5% | $167,553+170.1% |
| Participation rate | 85.7% | 86.1%-0.3pp | 81.7%+4.0pp | 82.1%+3.6pp |
| Annual return | 19.62% | 148.43%-128.8pp | 122.11%-102.5pp | 478.89%-459.3pp |
| Employer contribution / active EE | $41,273 | $5,874+602.6% | $5,168+698.5% | $4,840+752.8% |
| Participant deferral / active EE | $17,858 | $6,357+180.9% | $5,569+220.7% | $6,343+181.6% |
| Admin fee / account holder | $340,554 | $19,820+1618.2% | $16,245+1996.4% | $12,316+2665.1% |