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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,047 | $183,539+119.1% | $155,556+158.5% | $145,897+175.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.50% | 61.31%-41.8pp | 64.84%-45.3pp | 552.29%-532.8pp |
| Employer contribution / active EE | $18,660 | $5,315+251.1% | $4,675+299.1% | $4,663+300.2% |
| Participant deferral / active EE | $20,055 | $6,467+210.1% | $5,631+256.2% | $6,689+199.8% |
| Admin fee / account holder | $10,232 | $19,275-46.9% | $15,885-35.6% | $13,390-23.6% |