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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,714 | $88,137-48.1% | $164,975-72.3% | $74,429-38.6% |
| Participation rate | 83.2% | 73.1%+10.1pp | 78.6%+4.6pp | 67.2%+16.0pp |
| Annual return | 9.96% | 17.13%-7.2pp | 70.12%-60.2pp | 1368.38%-1358.4pp |
| Employer contribution / active EE | $2,668 | $2,597+2.7% | $4,343-38.6% | $2,625+1.6% |
| Participant deferral / active EE | $4,208 | $4,501-6.5% | $6,033-30.3% | $4,348-3.2% |
| Admin fee / account holder | $1,900 | $2,231-14.8% | $12,688-85.0% | $1,944-2.3% |