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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,935 | $65,034+2.9% | $90,970-26.4% | $79,856-16.2% |
| Participation rate | 56.9% | 61.6%-4.7pp | 69.0%-12.1pp | 69.6%-12.7pp |
| Annual return | 10.93% | 30.45%-19.5pp | 134.60%-123.7pp | 31.71%-20.8pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,662 | $2,512-33.8% | $3,373-50.7% | $3,741-55.6% |
| Admin fee / account holder | $2,588 | $4,536-42.9% | $5,961-56.6% | $5,306-51.2% |