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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,541 | $138,114+164.7% | $125,391+191.5% | $134,545+171.7% |
| Participation rate | 93.8% | 84.5%+9.3pp | 82.4%+11.4pp | 81.2%+12.5pp |
| Annual return | -15.29% | 750.88%-766.2pp | 572.41%-587.7pp | 418.37%-433.7pp |
| Employer contribution / active EE | $3,774 | $5,246-28.1% | $4,816-21.6% | $4,742-20.4% |
| Participant deferral / active EE | $5,083 | $7,801-34.8% | $7,448-31.8% | $6,401-20.6% |
| Admin fee / account holder | $200,292 | $11,570+1631.1% | $10,009+1901.2% | $11,431+1652.2% |