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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,988 | $87,465-29.1% | $122,979-49.6% | $65,306-5.1% |
| Participation rate | 52.2% | 66.0%-13.8pp | 77.2%-25.0pp | 57.7%-5.5pp |
| Annual return | 11.11% | 19.76%-8.6pp | 20.12%-9.0pp | 21.94%-10.8pp |
| Employer contribution / active EE | $1,062 | $2,156-50.7% | $3,062-65.3% | $1,967-46.0% |
| Participant deferral / active EE | $2,751 | $3,705-25.7% | $5,003-45.0% | $2,959-7.0% |
| Admin fee / account holder | $18,819 | $5,100+269.0% | $12,864+46.3% | $3,480+440.8% |