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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,727 | $106,008+58.2% | $92,240+81.8% | $147,586+13.6% |
| Participation rate | 84.2% | 80.4%+3.8pp | 76.5%+7.7pp | 82.8%+1.4pp |
| Annual return | 16.74% | 50.05%-33.3pp | 176.29%-159.6pp | 578.59%-561.9pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,298 | $4,478-26.4% | $3,897-15.4% | $5,439-39.4% |
| Admin fee / account holder | $699 | $6,333-89.0% | $5,194-86.5% | $10,886-93.6% |