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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,571 | $197,637-71.9% | $177,848-68.8% | $158,982-65.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 15.28% | 58.77%-43.5pp | 48.33%-33.0pp | 302.99%-287.7pp |
| Employer contribution / active EE | $2,269 | $6,698-66.1% | $5,919-61.7% | $4,763-52.4% |
| Participant deferral / active EE | $4,060 | $8,405-51.7% | $7,714-47.4% | $5,983-32.1% |
| Admin fee / account holder | $300 | $15,406-98.1% | $12,431-97.6% | $11,252-97.3% |