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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,465 | $65,566-47.4% | $86,235-60.0% | $75,177-54.2% |
| Participation rate | 61.0% | 60.5%+0.5pp | 69.0%-8.0pp | 67.2%-6.2pp |
| Annual return | 21.18% | 46.07%-24.9pp | 1170.03%-1148.9pp | 160.75%-139.6pp |
| Employer contribution / active EE | $3,010 | $1,553+93.8% | $2,381+26.4% | $2,671+12.7% |
| Participant deferral / active EE | $5,534 | $3,023+83.1% | $3,987+38.8% | $4,126+34.1% |
| Admin fee / account holder | $343 | $5,470-93.7% | $6,856-95.0% | $5,651-93.9% |