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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,384 | $88,754-50.0% | $81,820-45.8% | $145,877-69.6% |
| Participation rate | 85.7% | 75.1%+10.6pp | 72.4%+13.3pp | 80.3%+5.4pp |
| Annual return | 8.80% | 1031.77%-1023.0pp | 777.93%-769.1pp | 551.28%-542.5pp |
| Employer contribution / active EE | $4,659 | $3,085+51.0% | $2,915+59.8% | $4,663-0.1% |
| Participant deferral / active EE | $3,681 | $4,648-20.8% | $4,323-14.8% | $6,691-45.0% |
| Admin fee / account holder | $5,627 | $8,424-33.2% | $7,391-23.9% | $13,402-58.0% |