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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,687 | $72,071-42.2% | $68,368-39.0% | $137,256-69.6% |
| Participation rate | 90.9% | 76.2%+14.7pp | 73.8%+17.2pp | 80.0%+10.9pp |
| Annual return | 12.63% | 353.14%-340.5pp | 292.57%-279.9pp | 220.34%-207.7pp |
| Employer contribution / active EE | $6,458 | $2,788+131.7% | $2,649+143.8% | $4,156+55.4% |
| Participant deferral / active EE | $2,886 | $4,410-34.5% | $4,123-30.0% | $6,407-54.9% |
| Admin fee / account holder | $20,652 | $5,336+287.1% | $5,150+301.0% | $12,270+68.3% |