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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,500 | $138,102-59.8% | $125,381-55.7% | $134,532-58.7% |
| Participation rate | 92.3% | 84.5%+7.8pp | 82.4%+9.9pp | 81.2%+11.1pp |
| Annual return | -12.66% | 750.73%-763.4pp | 572.31%-585.0pp | 418.27%-430.9pp |
| Employer contribution / active EE | $2,425 | $5,245-53.8% | $4,815-49.6% | $4,741-48.9% |
| Participant deferral / active EE | $2,486 | $7,801-68.1% | $7,448-66.6% | $6,401-61.2% |
| Admin fee / account holder | $11,444 | $11,568-1.1% | $10,007+14.4% | $11,429+0.1% |