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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,454 | $162,136-55.3% | $152,301-52.4% | $154,746-53.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 10.92% | 91.02%-80.1pp | 80.50%-69.6pp | 172.34%-161.4pp |
| Employer contribution / active EE | $3,518 | $4,890-28.1% | $4,624-23.9% | $4,379-19.7% |
| Participant deferral / active EE | $2,150 | $8,341-74.2% | $8,004-73.1% | $6,730-68.1% |
| Admin fee / account holder | $791 | $15,759-95.0% | $14,398-94.5% | $14,365-94.5% |