Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,829 | $42,383+50.6% | $76,518-16.6% | $64,173-0.5% |
| Participation rate | 64.3% | 58.1%+6.1pp | 68.0%-3.7pp | 69.6%-5.3pp |
| Annual return | -9.27% | -16.54%+7.3pp | -0.27%-9.0pp | 7.63%-16.9pp |
| Employer contribution / active EE | $1,529 | $1,563-2.2% | $2,647-42.3% | $2,381-35.8% |
| Participant deferral / active EE | $3,717 | $2,566+44.8% | $3,836-3.1% | $3,470+7.1% |
| Admin fee / account holder | $2,847 | $3,198-11.0% | $4,849-41.3% | $4,887-41.7% |