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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,766 | $51,631-30.7% | $129,397-72.4% | $80,925-55.8% |
| Participation rate | 41.9% | 56.9%-15.1pp | 69.6%-27.8pp | 67.7%-25.8pp |
| Annual return | 21.77% | 20.77%+1.0pp | 9453.98%-9432.2pp | 35.65%-13.9pp |
| Employer contribution / active EE | $876 | $1,583-44.7% | $4,154-78.9% | $2,756-68.2% |
| Participant deferral / active EE | $3,508 | $2,670+31.4% | $4,167-15.8% | $4,299-18.4% |
| Admin fee / account holder | $6,379 | $4,309+48.0% | $7,679-16.9% | $6,940-8.1% |