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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,302 | $111,787-35.3% | $93,681-22.8% | $145,978-50.5% |
| Participation rate | 91.7% | 74.2%+17.4pp | 68.7%+22.9pp | 80.3%+11.4pp |
| Annual return | 17.91% | 203.52%-185.6pp | 133.47%-115.6pp | 550.52%-532.6pp |
| Employer contribution / active EE | $5,000 | $3,093+61.6% | $2,422+106.4% | $4,662+7.3% |
| Participant deferral / active EE | $1,943 | $4,918-60.5% | $4,415-56.0% | $6,690-71.0% |
| Admin fee / account holder | $914 | $10,256-91.1% | $8,290-89.0% | $13,400-93.2% |