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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,749 | $109,872+13.5% | $98,483+26.7% | $167,536-25.5% |
| Participation rate | 66.7% | 75.8%-9.2pp | 73.3%-6.7pp | 82.1%-15.4pp |
| Annual return | 11.72% | 1959.31%-1947.6pp | 1494.38%-1482.7pp | 478.82%-467.1pp |
| Employer contribution / active EE | $1,417 | $3,225-56.1% | $2,961-52.1% | $4,839-70.7% |
| Participant deferral / active EE | $3,189 | $4,673-31.8% | $4,276-25.4% | $6,342-49.7% |
| Admin fee / account holder | $33,676 | $6,757+398.4% | $5,953+465.7% | $12,315+173.5% |