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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,402 | $83,908-79.3% | $68,509-74.6% | $125,389-86.1% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | 0.40% | 14.48%-14.1pp | 8.27%-7.9pp | 282.24%-281.8pp |
| Employer contribution / active EE | $1,627 | $3,031-46.3% | $2,278-28.6% | $4,866-66.6% |
| Participant deferral / active EE | $1,506 | $4,125-63.5% | $3,382-55.5% | $5,352-71.9% |
| Admin fee / account holder | $1,062 | $8,982-88.2% | $5,275-79.9% | $9,541-88.9% |