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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,779 | $69,012-87.3% | $160,037-94.5% | $68,490-87.2% |
| Participation rate | 38.5% | 65.4%-27.0pp | 78.0%-39.5pp | 67.9%-29.4pp |
| Annual return | -25.45% | -9.65%-15.8pp | 408.95%-434.4pp | -7.85%-17.6pp |
| Employer contribution / active EE | $991 | $2,212-55.2% | $4,226-76.6% | $2,597-61.9% |
| Participant deferral / active EE | $1,459 | $4,212-65.4% | $6,184-76.4% | $4,028-63.8% |
| Admin fee / account holder | $56 | $4,798-98.8% | $8,716-99.4% | $5,403-99.0% |