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| Provider | Service type | Compensation |
|---|---|---|
Filed as: BUCKINGHAM ASSET MANAGEMENT Service code 26 · EIN 16-1728260 | Advisory (Participants) | $70,519 |
NEWPORT GROUP, INC.1 year Filed as: NEWPORT TRUST COMPANY Service code 20 · EIN 27-4411131 | Trustee (individual) | $5,787 |
WITHUMSMITH+BROWN, PC1 year Filed as: ROBERT A. BROWN CPA Service code 27 · EIN 62-1613402 | Advisory (Plan) | $5,475 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,426 | $50,385+75.5% | $75,501+17.1% | $62,293+42.0% |
| Participation rate | 95.5% | 67.7%+27.8pp | 72.4%+23.2pp | 69.5%+26.0pp |
| Annual return | 10.96% | 19.90%-8.9pp | 27.35%-16.4pp | 28.90%-17.9pp |
| Employer contribution / active EE | $3,404 | $1,537+121.4% | $2,352+44.7% | $2,042+66.7% |
| Participant deferral / active EE | $1,882 | $2,445-23.0% | $3,142-40.1% | $3,169-40.6% |
| Admin fee / account holder | $488 | $384+27.0% | $5,801-91.6% | $479+1.8% |