Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,308 | $48,432+36.9% | $121,210-45.3% | $71,529-7.3% |
| Participation rate | 40.4% | 54.3%-14.0pp | 69.5%-29.2pp | 67.9%-27.6pp |
| Annual return | 12.69% | 23.28%-10.6pp | 987.41%-974.7pp | 28.97%-16.3pp |
| Employer contribution / active EE | $1,386 | $1,493-7.2% | $4,171-66.8% | $2,590-46.5% |
| Participant deferral / active EE | $1,889 | $2,756-31.5% | $4,084-53.7% | $4,291-56.0% |
| Admin fee / account holder | $735 | $1,845-60.2% | $5,647-87.0% | $1,588-53.8% |