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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,603 | $93,345+191.0% | $119,126+128.0% | $87,485+210.5% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 9.74% | 19.08%-9.3pp | 282.11%-272.4pp | 26.06%-16.3pp |
| Employer contribution / active EE | $23,001 | $3,172+625.2% | $4,034+470.2% | $2,596+785.9% |
| Participant deferral / active EE | $0 | $4,099-100.0% | $5,318-100.0% | $4,274-100.0% |
| Admin fee / account holder | $48,779 | $8,039+506.8% | $10,693+356.2% | $7,775+527.4% |