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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,177 | $63,861+177.4% | $104,639+69.3% | $79,856+121.9% |
| Participation rate | 85.7% | 64.9%+20.8pp | 74.1%+11.6pp | 69.6%+16.1pp |
| Annual return | 11.36% | 21.30%-9.9pp | 340.67%-329.3pp | 31.71%-20.4pp |
| Employer contribution / active EE | $1,564 | $1,588-1.5% | $2,682-41.7% | $2,471-36.7% |
| Participant deferral / active EE | $3,650 | $2,693+35.5% | $3,738-2.3% | $3,741-2.4% |
| Admin fee / account holder | $7,206 | $4,185+72.2% | $6,465+11.5% | $5,306+35.8% |