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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,440 | $105,929+32.6% | $81,716+71.9% | $158,966-11.7% |
| Participation rate | 68.2% | 75.6%-7.4pp | 72.0%-3.8pp | 82.0%-13.8pp |
| Annual return | 30.62% | 38.19%-7.6pp | 29.49%+1.1pp | 302.95%-272.3pp |
| Employer contribution / active EE | $1,387 | $7,802-82.2% | $4,310-67.8% | $4,762-70.9% |
| Participant deferral / active EE | $2,666 | $13,007-79.5% | $7,108-62.5% | $5,983-55.4% |
| Admin fee / account holder | $120 | $8,492-98.6% | $5,159-97.7% | $11,250-98.9% |