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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,954 | $70,430+95.9% | $96,572+42.9% | $85,851+60.7% |
| Participation rate | 100.0% | 61.8%+38.2pp | 69.8%+30.2pp | 69.3%+30.7pp |
| Annual return | 8.91% | 18.58%-9.7pp | 37.79%-28.9pp | 318.63%-309.7pp |
| Employer contribution / active EE | $1,716 | $1,413+21.4% | $2,357-27.2% | $2,565-33.1% |
| Participant deferral / active EE | $3,584 | $2,894+23.8% | $3,850-6.9% | $3,952-9.3% |
| Admin fee / account holder | $1,605 | $4,996-67.9% | $6,183-74.0% | $6,261-74.4% |