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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,008 | $71,230+67.1% | $93,727+27.0% | $80,959+47.0% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 9.72% | 11.26%-1.5pp | 133.83%-124.1pp | 35.67%-25.9pp |
| Employer contribution / active EE | $1,953 | $1,565+24.8% | $2,421-19.3% | $2,757-29.2% |
| Participant deferral / active EE | $2,686 | $4,037-33.5% | $4,417-39.2% | $4,300-37.6% |
| Admin fee / account holder | $44,539 | $6,961+539.8% | $8,292+437.2% | $6,925+543.1% |