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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,132 | $162,821-80.9% | $133,978-76.8% | $158,982-80.4% |
| Participation rate | 87.0% | 83.2%+3.7pp | 79.8%+7.1pp | 82.0%+5.0pp |
| Annual return | 4.93% | 41.95%-37.0pp | 45.10%-40.2pp | 302.99%-298.1pp |
| Employer contribution / active EE | $1,046 | $4,976-79.0% | $3,919-73.3% | $4,763-78.0% |
| Participant deferral / active EE | $1,354 | $5,910-77.1% | $5,047-73.2% | $5,983-77.4% |
| Admin fee / account holder | $1,250 | $11,742-89.4% | $8,930-86.0% | $11,252-88.9% |