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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,199 | $106,749-70.8% | $145,433-78.5% | $82,448-62.2% |
| Participation rate | 93.1% | 75.6%+17.5pp | 82.1%+11.0pp | 68.1%+25.0pp |
| Annual return | 141.86% | 27.59%+114.3pp | 66.58%+75.3pp | 41.64%+100.2pp |
| Employer contribution / active EE | $4,083 | $3,444+18.5% | $4,554-10.4% | $2,551+60.1% |
| Participant deferral / active EE | $7,396 | $6,519+13.5% | $7,897-6.4% | $4,139+78.7% |
| Admin fee / account holder | $4,124 | $8,390-50.8% | $13,129-68.6% | $7,234-43.0% |