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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,199 | $106,524-70.7% | $152,301-79.5% | $87,485-64.3% |
| Participation rate | 93.1% | 75.8%+17.4pp | 82.4%+10.7pp | 68.9%+24.2pp |
| Annual return | 141.86% | 26.89%+115.0pp | 80.50%+61.4pp | 26.06%+115.8pp |
| Employer contribution / active EE | $4,083 | $3,371+21.1% | $4,624-11.7% | $2,596+57.3% |
| Participant deferral / active EE | $7,396 | $6,525+13.3% | $8,004-7.6% | $4,274+73.1% |
| Admin fee / account holder | $4,124 | $8,287-50.2% | $14,398-71.4% | $7,775-47.0% |