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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,359 | $78,027-52.1% | $178,528-79.1% | $80,925-53.8% |
| Participation rate | 93.3% | 65.7%+27.7pp | 77.1%+16.2pp | 67.7%+25.7pp |
| Annual return | 35.77% | 18.09%+17.7pp | 27.11%+8.7pp | 35.65%+0.1pp |
| Employer contribution / active EE | $4,794 | $2,281+110.1% | $3,950+21.3% | $2,756+73.9% |
| Participant deferral / active EE | $9,709 | $4,408+120.3% | $6,278+54.6% | $4,299+125.9% |
| Admin fee / account holder | $1,560 | $7,168-78.2% | $10,419-85.0% | $6,940-77.5% |