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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,624 | $209,874-76.8% | $189,537-74.3% | $167,536-71.0% |
| Participation rate | 90.9% | 88.7%+2.2pp | 87.8%+3.1pp | 82.1%+8.8pp |
| Annual return | 411.31% | 748.61%-337.3pp | 555.34%-144.0pp | 478.82%-67.5pp |
| Employer contribution / active EE | $0 | $6,913-100.0% | $6,161-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $8,277 | $8,934-7.4% | $8,220+0.7% | $6,342+30.5% |
| Admin fee / account holder | $655 | $14,299-95.4% | $12,048-94.6% | $12,315-94.7% |