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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,868 | $34,316-65.4% | $74,722-84.1% | $72,975-83.7% |
| Participation rate | 100.0% | 42.4%+57.6pp | 54.5%+45.5pp | 69.5%+30.5pp |
| Annual return | 28.70% | 26.58%+2.1pp | 753.11%-724.4pp | 81.01%-52.3pp |
| Employer contribution / active EE | $2,713 | $692+292.1% | $1,084+150.2% | $2,440+11.2% |
| Participant deferral / active EE | $2,009 | $1,272+58.0% | $1,963+2.3% | $3,608-44.3% |
| Admin fee / account holder | $867 | $2,125-59.2% | $3,335-74.0% | $5,124-83.1% |