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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 815 EAST ORCHARD ROAD · GREEBWOOD VILLAGE, CO 80111 | Investment Management | $21,949 |
Filed as: M2B RETIREMENT CONSULTING, LLC Service code 13 101 BRADFORD RD, SUITE 200 · WEXFORD, PA 15090 | Contract Administrator | $17,800 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREEBWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,529 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,938 | $68,110-73.7% | $155,534-88.5% | $99,314-81.9% |
| Participation rate | 6.1% | 67.8%-61.7pp | 78.2%-72.1pp | 71.7%-65.6pp |
| Annual return | 18.44% | 16.16%+2.3pp | 64.92%-46.5pp | 17.67%+0.8pp |
| Employer contribution / active EE | $0 | $2,291-100.0% | $4,675-100.0% | $3,264-100.0% |
| Participant deferral / active EE | $234 | $3,865-94.0% | $5,630-95.8% | $5,346-95.6% |
| Admin fee / account holder | $53 | $94-43.5% | $15,900-99.7% | $109-51.3% |