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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,819 | $56,287+56.0% | $80,977+8.4% | $62,881+39.7% |
| Participation rate | 79.2% | 68.9%+10.3pp | 75.8%+3.4pp | 69.3%+9.9pp |
| Annual return | 0.00% | 22.13%-22.1pp | 17.11%-17.1pp | 20.14%-20.1pp |
| Employer contribution / active EE | $4,512 | $1,943+132.3% | $3,715+21.5% | $2,281+97.8% |
| Participant deferral / active EE | $8,402 | $4,196+100.3% | $5,696+47.5% | $3,203+162.3% |
| Admin fee / account holder | $7,679 | $3,742+105.2% | $5,517+39.2% | $4,296+78.8% |