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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,346 | $77,358+204.2% | $102,184+130.3% | $87,485+169.0% |
| Participation rate | 87.0% | 78.7%+8.4pp | 82.6%+4.4pp | 68.9%+18.1pp |
| Annual return | 14.16% | 41.11%-27.0pp | 31.58%-17.4pp | 26.06%-11.9pp |
| Employer contribution / active EE | $7,852 | $2,562+206.5% | $3,594+118.5% | $2,596+202.4% |
| Participant deferral / active EE | $17,185 | $6,753+154.5% | $8,309+106.8% | $4,274+302.1% |
| Admin fee / account holder | $44,717 | $6,809+556.7% | $11,609+285.2% | $7,775+475.2% |