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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,788 | $67,411-36.5% | $91,004-53.0% | $70,126-39.0% |
| Participation rate | 58.3% | 71.4%-13.0pp | 75.6%-17.3pp | 69.5%-11.2pp |
| Annual return | 15.31% | -40.16%+55.5pp | 4.60%+10.7pp | 73.15%-57.8pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,728 | $2,823-38.8% | $3,548-51.3% | $3,332-48.1% |
| Admin fee / account holder | $813 | $4,236-80.8% | $5,417-85.0% | $4,645-82.5% |