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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,715 | $202,463-31.5% | $169,397-18.1% | $139,487-0.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 17.69% | 532.64%-514.9pp | 406.23%-388.5pp | 373.84%-356.2pp |
| Employer contribution / active EE | $48,255 | $4,694+928.1% | $4,013+1102.4% | $4,755+914.9% |
| Participant deferral / active EE | $27,900 | $6,941+302.0% | $6,223+348.4% | $6,713+315.6% |
| Admin fee / account holder | $741 | $10,726-93.1% | $9,017-91.8% | $11,407-93.5% |