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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,642 | $112,121-45.0% | $95,960-35.8% | $158,966-61.2% |
| Participation rate | 81.8% | 79.0%+2.8pp | 77.1%+4.7pp | 82.0%-0.1pp |
| Annual return | 22.97% | 171.16%-148.2pp | 91.63%-68.7pp | 302.95%-280.0pp |
| Employer contribution / active EE | $4,467 | $3,199+39.6% | $2,541+75.8% | $4,762-6.2% |
| Participant deferral / active EE | $6,501 | $4,784+35.9% | $4,167+56.0% | $5,983+8.7% |
| Admin fee / account holder | $540 | $10,135-94.7% | $6,797-92.1% | $11,250-95.2% |