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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,885 | $202,342-62.5% | $172,752-56.1% | $152,897-50.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.91% | 1029.83%-1009.9pp | 802.97%-783.1pp | 345.43%-325.5pp |
| Employer contribution / active EE | $3,153 | $5,858-46.2% | $5,144-38.7% | $4,764-33.8% |
| Participant deferral / active EE | $6,282 | $5,948+5.6% | $5,198+20.9% | $5,851+7.4% |
| Admin fee / account holder | $6,671 | $17,111-61.0% | $13,955-52.2% | $11,599-42.5% |