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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,653 | $99,079-89.2% | $78,002-86.3% | $273,972-96.1% |
| Participation rate | 52.2% | 78.6%-26.4pp | 75.5%-23.4pp | 83.0%-30.8pp |
| Annual return | 14.06% | 217.93%-203.9pp | 425.99%-411.9pp | 41.46%-27.4pp |
| Employer contribution / active EE | $938 | $3,308-71.6% | $2,470-62.0% | $4,869-80.7% |
| Participant deferral / active EE | $3,386 | $4,306-21.4% | $3,497-3.2% | $5,287-36.0% |
| Admin fee / account holder | $75 | $8,954-99.2% | $5,481-98.6% | $10,133-99.3% |