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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,624 | $85,766+18.5% | $136,298-25.4% | $70,126+44.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 20.43% | 31.46%-11.0pp | 5156.27%-5135.8pp | 73.15%-52.7pp |
| Employer contribution / active EE | $6,258 | $2,966+111.0% | $4,696+33.3% | $2,343+167.1% |
| Participant deferral / active EE | $9,853 | $5,051+95.0% | $6,247+57.7% | $3,332+195.7% |
| Admin fee / account holder | $3,176 | $5,421-41.4% | $9,244-65.6% | $4,645-31.6% |