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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,423 | $183,592-54.6% | $155,574-46.4% | $145,877-42.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.05% | 61.37%-55.3pp | 64.87%-58.8pp | 551.28%-545.2pp |
| Employer contribution / active EE | $14,769 | $5,317+177.8% | $4,676+215.9% | $4,663+216.7% |
| Participant deferral / active EE | $15,208 | $6,466+135.2% | $5,629+170.2% | $6,691+127.3% |
| Admin fee / account holder | $23,259 | $19,316+20.4% | $15,914+46.1% | $13,402+73.5% |