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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $4,590 |
Filed as: MERRILL LYNCH LIFE AGENCY, INC. Service code 27 · EIN 13-2808480 | Advisory (Plan) | $4,444 |
Filed as: AZALEA ADMINISTRATION, LLC Service code 15 · EIN 27-0711617 | Recordkeeping | $866 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,860 | $65,437-63.5% | $86,698-72.5% | $66,949-64.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 76.6%+23.4pp | 69.8%+30.2pp |
| Annual return | 108.51% | -10.91%+119.4pp | 35.96%+72.5pp | 1.57%+106.9pp |
| Employer contribution / active EE | $1,075 | $2,154-50.1% | $2,837-62.1% | $2,545-57.8% |
| Participant deferral / active EE | $2,274 | $4,102-44.6% | $4,656-51.2% | $4,239-46.4% |
| Admin fee / account holder | $83 | $642-87.1% | $7,492-98.9% | $594-86.1% |