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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,934 | $106,247-58.6% | $96,515-54.5% | $139,466-68.5% |
| Participation rate | 63.2% | 77.8%-14.7pp | 74.3%-11.2pp | 80.3%-17.2pp |
| Annual return | 21.26% | 38.47%-17.2pp | 35.73%-14.5pp | 373.66%-352.4pp |
| Employer contribution / active EE | $1,756 | $4,106-57.2% | $3,740-53.0% | $4,754-63.1% |
| Participant deferral / active EE | $5,643 | $5,456+3.4% | $4,880+15.6% | $6,712-15.9% |
| Admin fee / account holder | $2,019 | $7,885-74.4% | $6,735-70.0% | $11,409-82.3% |